step 1

Contact your closest agency

Unison Housing Partners (formerly Adams County Housing Authority)
Enrica Bustos  |  (303) 227-2059
Email UHP

Boulder County Housing and Human Services
Becky Thelen  |  (720) 564-2279
Email BCHHS

Denver Housing Authority
Kay Kroll-Bradley  |  (720) 956-3809
Email DHA


step 2

Plan of Action

Upon contacting an agency and scheduling an appointment, you’ll have the peace of mind having a plan of action with a quick turnaround.


Guidelines & Qualifications

Limited assistance is provided to qualified homeowner(s) who have experienced a temporary disruption in income, unforeseen expenses or other hardship which caused, or is anticipated to cause, the homeowner to fall behind on their mortgage, Home Owners Association or real estate tax payments.

The Mortgage Assistance Program (MAP) creates a temporary bridge to help stabilize a housing situation and avoid relative detrimental credit and other issues associated with mortgage delinquency.

Homeowner(s) must attend a counseling session with a US Department of Housing and Urban Development (HUD) approved Housing Counseling agency to determine program eligibility.

The homeowner(s) temporary financial hardship must be unforeseeable, outside of their control, be resolvable and unlikely to reoccur.

Funding to support mortgage payments, HOA and/or property tax payments may not exceed a maximum of $6,000.

The homeowner(s) must demonstrate the ability to resume mortgage, HOA and tax payments (as applicable) after MAP assistance has been provided.

Property must be owner-occupied and must be the homeowner(s) principal residence.


MAP Application Process

Intake

Client meets with Housing Counseling Agency. Completes all disclosures.

Submission

Housing Counselor submits application.

Underwriting

Applicant Review Committee reviews application and responds with approval or denial
(within 3 business days).

Approval

If approved, funds will be transferred to referred parties (Counties, mortgage Assurance and/or HOA).